[White Paper] Garnishment: The Untold Story

Because of a lack of substantiated information about U.S. wage garnishment trends, the following study has been developed to provide insight into employee debt recovery through pay seizure. A better understanding of garnishment may help employers provide new opportunities and improved support in the area of debt management. For this analysis, the ADP Research Institute® used aggregated, anonymous payroll data from 2013, comprised of 13 million employees ages 16 and older. The garnishment rate in this study was defined as the proportion of employees having wages garnished out of the total labor force.  ...

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